Downsizing or Relocating? Your Gold Chains Are Worth Real Cash
If you are downsizing a Brick Township home, clearing out a shore house before a move, or settling into a smaller place, the jewelry box is usually one of the last things to get sorted, and it is where forgotten gold quietly adds up. A box of tangled chains, a necklace that broke years ago, a gold locket from a relative, and a charm bracelet nobody wears anymore can be worth a meaningful amount of cash the moment you decide to part with it.
Cash 4 Gold Trading Post is a licensed and insured New Jersey precious metals dealer with a retail counter at 921 Cedar Bridge Avenue in Brick. People who are relocating come to us specifically because we make this part fast and final: you bring the gold in, we test and weigh it in front of you, and you leave with same-day cash instead of one more box to pack and haul to the next house.
There is no need to clean, untangle, or repair anything before you come. A snapped clasp, a kinked rope chain, or a hopeless knot of three necklaces changes nothing, because gold chains, necklaces, and lockets are valued by weight and karat, never by how they look. Bring the tangle exactly as it sits in the drawer.
First time selling gold? See sell gold in Brick, NJ and selling inherited jewelry in Brick, NJ.
How a Gold Chain, Necklace, or Locket Is Valued
Every piece is tested with a professional XRF analyzer, which reads the exact gold content through X-ray fluorescence in about two minutes with no acid, no scratching, and no damage to the item. This is the step that separates solid gold from gold-filled and gold-plated pieces, which is important with chains because a heavy-looking herringbone or a thick gold-filled locket can feel substantial yet carry little or no melt value underneath.
Once the karat is confirmed, the gold is weighed on a New Jersey state-certified, NTEP-approved scale, with the reading visible to you before any number is discussed. Your offer is then calculated from the live precious metals spot price and the verified weight, and the math stays on the counter where you can see it at every step.
Solid Gold vs. Gold-Filled and Plated
A stamp like 14K or 18K points to solid gold, while marks such as GF, 14K GF, RGP, or HGE signal a thin gold layer over a base metal. You do not have to figure this out yourself; the XRF reading confirms it on the spot. Solid gold chains, necklaces, and lockets are paid by weight, and we will always tell you honestly when a piece is plated rather than letting you wonder.
Stones, Lockets, and Charms Are No Problem
Lockets that still hold a photo, pendants with a small diamond, and charm bracelets loaded with mixed trinkets are all welcome. Gemstones are removed and evaluated separately when they carry value, and the gold underneath is still weighed and paid. Non-gold charms simply are not counted toward the gold weight, and nothing is ever kept without your say.
Bring it in and watch it valued at the counter. Free, no obligation, same-day cash.
Call the Brick store on (732) 444-2094Same-Day Cash With No Pressure to Sell
When you are in the middle of a move, the last thing you want is a drawn-out process. A typical gold chain or necklace visit at the Brick store runs about fifteen to twenty minutes from XRF testing to cash in hand. There is no appointment required and no obligation: if the offer works for you, you are paid in cash the same day, and if it does not, the gold goes right back in the bag with no fee and no pressure.
Free appraisals are part of how we do business, so you can find out exactly what your chains and lockets are worth before you decide anything. For a larger lot from a full downsizing or an estate that is awkward to transport, ask about a free house call so the appraisal can happen where the collection already sits. Cash 4 Gold Trading Post holds 5-star Google ratings across its eight Central New Jersey stores.
Getting to the Brick Store From Around Ocean County
The Brick counter at 921 Cedar Bridge Avenue is the shore-area home of Cash 4 Gold Trading Post, and it is an easy stop whether you are still local or making one last run before the moving truck arrives. From Toms River, Lakewood, and Jackson the store is a short drive on Route 70 or the Garden State Parkway, while Point Pleasant and Wall Township come in along Route 88, and Howell sits just up Route 9.
Because so much gold surfaces during a downsizing move, the Brick store is a natural last errand: drop the chains, necklaces, and lockets on the counter on your way through town, walk out with cash, and have one less box to move. For anyone searching to sell a gold chain near me or to sell a charm bracelet near me from anywhere in this corner of Ocean County, this is the closest store in the family. Walk-ins are welcome Monday through Friday from 10 AM to 6 PM, and the Brick location is closed Saturday, so plan your visit for a weekday. Cash 4 Gold Trading Post serves the whole region from eight stores in Aberdeen, Brick, East Brunswick, Farmingdale, Manalapan, Middlesex, Millstone, and New Brunswick.
How does selling outright compare with a pawn loan or a mail-in offer?
People who search for a pawn shop are usually not asking for a loan. They are asking for cash today, and pawning is simply the route they know. It is worth seeing the routes side by side, because they differ on the one question that matters most: when you walk out, is the item still hanging over you?
A pawn loan gives you money and keeps your item as collateral. Interest accrues, a repayment date is set, and if that date passes the item is gone. Selling outright ends the transaction at the counter. You are paid, the item is ours, and there is no balance, no clock and nothing to come back for. That is the whole reason a seller who never wanted a loan is usually better served by a buyer.
| How you turn it into cash | How long it takes | Who inspects it, and where | Do you keep your item | What you owe afterwards |
|---|---|---|---|---|
| Sell outright at our Brick counter | About fifteen minutes, paid the same day | You do, watching, at a counter it never leaves | You choose: accept and it is sold, decline and it goes home with you | Nothing. There is no loan and no interest |
| Take a pawn loan against it | Same day for the cash | Staff, often out of your line of sight | The shop holds it as collateral until you repay | The loan plus interest, by a deadline, or you forfeit the item |
| Mail it away to a buying service | One to three weeks round trip | Someone you will never meet, after it has left your hands | No. It is gone before anyone quotes you a number | Nothing, but you have no leverage left to negotiate with |
| Use an online instant-quote tool | Minutes for an estimate, then it becomes a mail-in | Software estimates, a person checks it later and off-site | No, once you have posted it | Nothing, but the on-screen figure was never a binding offer |
| Sell privately to a stranger | Unpredictable, sometimes weeks | Nobody with testing equipment | Until money changes hands | Nothing, but the safety and payment risk are yours alone |
None of this makes a pawn loan wrong. If you want your item back and only need money for a few weeks, a loan is the right instrument: a licensed pawnbroker holds the piece as collateral until you repay the loan with interest by the due date. Lending is not something we do, so go to a licensed pawnbroker for it. If you are done with the piece, we buy outright and pay for the item itself, so there is no loan, no interest and no risk of losing it.
What happens when you walk into the Brick store?
There is no appointment, no back office and no waiting room. You walk in, what you brought is examined in front of you, and you leave with either cash or your own items, unchanged. Most visits are done inside fifteen minutes. Here is the whole sequence, so nothing about it is a surprise.
| Step | What happens | About how long | What you can do |
|---|---|---|---|
| 1. Walk in | No appointment. Bring a government-issued photo ID, which New Jersey law requires a licensed dealer to record, and whatever you want valued | Straight to the counter | Ask anything before you hand over a single piece |
| 2. Everything is sorted | Each item is identified and grouped, and anything worth more intact than broken down is set aside before any valuing starts | A few minutes | Watch it happen. Nothing goes into a back room |
| 3. It is tested in front of you | Gold, silver and platinum are read on an XRF analyzer and weighed on a New Jersey certified scale with the display facing you. Anything that is not a precious metal, such as a stone, a watch movement or a card balance, is verified on its own terms at the same counter | Two to five minutes | Read the purity and the weight yourself |
| 4. You hear one firm number | The offer is built from what was just measured against that day's live market, and every step of the arithmetic is shown to you | Minutes | Ask how any part of the figure was reached |
| 5. You decide | Accept and you are paid the same day. Decline and your items are handed straight back, exactly as you brought them in | Your call, with no clock running | Walk out and think about it. The appraisal was free either way |
Two details in that sequence are the ones worth insisting on anywhere you sell, not only here. Your items should never leave your sight, and you should be able to read the test result and the scale yourself. A valuation done where you cannot see it is a number you have to take on trust, and there is no reason to.
How is an offer on gold and silver actually calculated?
Every offer on precious metal comes from three numbers and nothing else: how pure the piece is, what it weighs, and what that metal is trading for on the world market at that moment. Design, brand and the price on the original receipt do not enter into it, which is the single most common surprise for a first-time seller. That is also why an honest offer can be checked by anyone with a calculator.
Metal is priced by the troy ounce, which is 31.1035 grams, not the ounce on a kitchen scale. Writing $S for the live spot price of one troy ounce of that metal on the day you sell, the melt value of a piece is:
Worked example. Take a chain that weighs 20 grams and tests at 58.5 percent pure, which is what a 14K stamp means.
- Pure metal content: 20 grams × 0.585 = 11.66 grams.
- Convert to troy ounces: 11.66 ÷ 31.1035 = 0.3749 troy ounces.
- Multiply by the live price: 0.3749 × $S is the melt value at that moment.
Swap the purity decimal and the same formula covers anything you bring. The stamps below are the ones that turn up most often at the counter, and knowing yours before you walk in means you can follow the offer as it is being built rather than simply receiving it.
| Stamp on the piece | Metal | Pure metal content | Where you usually see it |
|---|---|---|---|
| 10K or 417 | Gold | 41.7 percent gold | The legal minimum to be sold as gold in the United States; class rings, budget chains |
| 14K or 585 | Gold | 58.5 percent gold | The most common karat in American jewelry; everyday chains, rings and bracelets |
| 18K or 750 | Gold | 75.0 percent gold | Higher-end, designer and European pieces; deeper colour, more metal |
| 22K or 916 | Gold | 91.7 percent gold | Common in Indian, South Asian and Middle Eastern jewelry; soft and deep yellow |
| 24K, 999 or 999.9 | Gold | 99.9 percent gold | Bullion bars and investment coins; too soft for daily-wear rings |
| Sterling, 925 or STER | Silver | 92.5 percent silver | Flatware, tea services, candlesticks, hollowware and most silver jewelry |
| Coin silver or 900 | Silver | 90 percent silver | United States dimes, quarters and half dollars struck in 1964 and earlier |
| .999 or fine silver | Silver | 99.9 percent silver | Bars, rounds and modern bullion coins |
| PLAT, PT950 or 950 | Platinum | 95 percent platinum | Engagement settings and better watch cases; noticeably heavier than gold looks |
| GP, GF, GEP, RGP or HGE | Base metal | A trace, not solid | Plated or filled: a thin gold layer bonded over brass or steel, with little recoverable metal |
A stamp is a claim, not a guarantee, in either direction. Under-marked and unmarked pieces turn out to be solid more often than people expect, and older or imported jewelry was frequently never stamped at all. That is exactly why the piece gets tested rather than read. Two rules protect you at any counter: karats are never weighed together, because mixing them lets the whole pile be paid at the lowest purity in it, and pieces worth more intact than melted are pulled out before anything else happens.
Where is the Brick store, and when can you walk in?
The Brick store is a walk-in counter at 921 Cedar Bridge Ave, Brick, New Jersey 08723. There is no appointment system and no queue to join online. Here is everything you need before you set off.
| Detail | Brick store |
|---|---|
| Address | 921 Cedar Bridge Ave, Brick, NJ 08723 |
| Phone | (732) 444-2094 |
| Hours, Mon–Fri | 10 AM – 6 PM |
| Hours, Sat–Sun | Closed |
| Appointment | Not needed. Walk in any time the doors are open |
| What to bring | A valid government-issued photo ID, required by New Jersey law, plus everything you want valued |
| Cost of an appraisal | Free, with no obligation to sell |
| How you are paid | Same day, on the spot, once you accept the offer |
Prefer to check before you drive over? Call (732) 444-2094 and describe what you have. Full directions, parking notes and the map for this store are on the Brick location page, and the other Central New Jersey counters are listed on the locations page if a different one is closer to you.
Free appraisal, no obligation, and you keep your items if you say no.
Call Brick on (732) 444-2094Common questions about the Brick store
Do you buy gold chains with a broken clasp in Brick?
Yes. A broken clasp, a kink, or a tangle does not lower the offer, because gold chains and necklaces are paid by weight and karat, not by condition. Bring them exactly as they are, knots and all, and we sort and test everything for you at 921 Cedar Bridge Avenue.
How do I know if my chain is solid gold or just plated?
You do not have to know in advance. Our XRF analyzer reads the true gold content in about two minutes and tells us whether a chain or locket is solid gold or only gold-filled or plated. We explain the result honestly and only pay for genuine gold by weight.
Do I need an appointment to sell a gold necklace?
No appointment is needed. Walk in to the Brick store at 921 Cedar Bridge Avenue Monday through Friday from 10 AM to 6 PM. The store is closed Saturday. Most gold chain and necklace visits take about fifteen to twenty minutes from testing to same-day cash.
Is the appraisal free, and how soon am I paid?
The appraisal is free and carries no obligation. If you accept the offer you are paid the same day, on the spot at 921 Cedar Bridge Ave in Brick. If you decline, your items are handed straight back exactly as you brought them in and you owe nothing either way. Call (732) 444-2094 first if you would rather describe a piece before you drive over.
What do I need to bring to the Brick store?
Bring a valid government-issued photo ID, which New Jersey law requires a licensed dealer to record for every transaction, plus everything you want valued, including pieces you are not sure about. Do not clean or polish anything, because it does not raise the figure and it can damage a piece that was worth more intact. Keep matching sets together. No appointment is needed at 921 Cedar Bridge Ave, Brick.
Keep reading before you sell
The complete New Jersey selling guide · Cash for gold near me · Frequently asked questions