How We Pay You for Your Gold, Silver, Coins & Jewelry

You sell. We pay. Same visit. That's the deal at Cash 4 Gold Trading Post.

We offer four payment methods: cash, check, Zelle, and wire transfer. You pick whichever works best for you. Every transaction is completed in the store before you leave. No waiting around for a check in the mail, no "we'll get back to you in 3-5 business days." You walk in with items, you walk out with money.

All six of our New Jersey locations handle payment the same way. Whether you visit our East Brunswick store, New Brunswick, Middlesex, Millstone, Brick, or Manalapan, the process and options are identical.

How the Process Works

No appointment needed. Just walk in. Here's what happens at the counter:

1. You bring in your items. Gold jewelry, silver flatware, coins, watches, diamonds, whatever you've got. No minimum amount.

2. We test everything on the spot. Every item goes through our XRF analyzer (X-ray fluorescence). This is the most accurate way to determine exactly what metals are in your piece and their purity. The machine gives a precise digital readout. No guessing, no eyeballing, no outdated acid tests.

3. We weigh your items. Calibrated scales, visible to you during the entire process. We weigh by karat grouping since different purities have different values per gram.

4. We make you a written offer. Based on the XRF results, the weight, and the current market price for that metal. We explain how we got to the number.

5. You decide. Accept or walk away. No pressure, no hard sell, no fee for the evaluation. Your items never leave your sight.

6. If you accept, you get paid immediately. Pick your payment method and you're done. The whole process usually takes about 15 minutes.

The XRF tester is the key to the whole thing. It reads the exact metal composition of your piece down to the decimal point. That reading, combined with the weight and the day's spot price, is what drives the offer. It's math, not negotiation.

Your 4 Payment Options

Cash

The most popular choice. You sell your gold, silver, or jewelry, and we hand you cash before you leave the store. No processing time, no waiting period. For most people selling a few pieces of jewelry or a small coin collection, cash is the simplest option. You're in and out.

Check

A business check from Cash 4 Gold Trading Post, written and handed to you during the same visit. Some customers prefer checks for larger sales because it creates a clear paper trail for their records. You can deposit or cash it at your bank right away. This is also a good option if you're selling on behalf of an estate and need documentation for the executor.

Zelle

Digital transfer straight to your bank account. Zelle has become one of our most requested payment methods, especially from customers who don't want to carry cash. The transfer typically hits your account within minutes. You'll need a bank account that supports Zelle, which most major banks do. We initiate the transfer in the store and you can confirm it arrived before you leave.

Wire Transfer

Bank-to-bank transfer for larger transactions. Wire transfers are the standard in the precious metals industry for high-value sales. The transfer is secure, fully traceable, and typically arrives same day or next business day depending on your bank's processing schedule. If you're selling a significant collection, estate lot, or bullion position, wire is usually the way to go.

What We Buy

Cash 4 Gold Trading Post buys a wide range of precious metals and valuables. All of these follow the same process and payment options described above:

• Gold jewelry in any condition, any karat (10K, 14K, 18K, 22K, 24K). Broken chains, single earrings, bent rings, class rings, dental gold. Condition doesn't affect the metal value.
• Silver including jewelry, flatware, tea sets, serving pieces, coins, and bars. Sterling (.925) and coin silver (.900).
• Gold and silver coins, both US and foreign. Bullion coins like American Eagles, Krugerrands, Canadian Maple Leafs. Pre-1965 US silver coins (dimes, quarters, half dollars).
• Platinum jewelry including rings, bracelets, and chains.
• Diamonds, both loose stones and diamonds set in jewelry.
• Watches including Rolex, Omega, Cartier, and other brands.
• Estate jewelry and inherited pieces. If you inherited a jewelry box and aren't sure what's in it, bring it in. We'll sort through everything and tell you what has value.
• Gold and silver bars and bullion of any size.

You don't need to sort or clean anything before you come in. Bring it as-is. We handle the rest.

Frequently Asked Questions

How do you determine what you'll pay for my gold?

We use an XRF (X-ray fluorescence) tester to read the exact purity and metal composition of your piece. Then we weigh it on calibrated scales. The offer is calculated from those measurements and the current spot price of the metal. Spot prices change daily, which is why we calculate offers on the day you visit rather than publishing fixed prices online. Every offer is based on real data from the XRF reading, not a visual inspection or a flat rate.

Do you pay the same day?

Yes. Every transaction is completed in the store on the day you visit. You pick your payment method and receive it before you leave. Cash is handed to you on the spot. Checks are written in front of you. Zelle transfers typically arrive in your account within minutes. Wire transfers are initiated the same day.

Is there any obligation after I get an offer?

None. We test your items, show you the results, and give you a written offer with an explanation of how we arrived at the number. If you want to think about it, take your items and go. There's no pressure and no charge for the evaluation. Plenty of people come back a day or a week later when they're ready.

What's the minimum amount you'll buy?

There is no minimum. We evaluate items of all sizes, from a single gold ring to a full estate collection. If the metal has value, we'll make you an offer for it.

How is selling to Cash 4 Gold Trading Post different from mailing my gold to an online buyer?

When you mail your gold to an online buyer, you hand over your items to a company you've never met. You don't see the testing happen. You wait days or weeks for a check, and if the amount is lower than you expected, getting your items back is a hassle (if it happens at all). At Cash 4 Gold Trading Post, you're standing at the counter. You watch the XRF test. You see the scale. You get the offer explained to your face. And you get paid before you walk out the door. Over 500,000 customers have chosen to sell in person at one of our six New Jersey locations instead of taking that risk.