Your gold is worth its pure gold content first, then any extra value from coins, designer pieces, or collector demand.
As of June 24, 2026, gold is about $4,061.87 per troy ounce, or about $130.59 per gram of pure 24K gold, based on the live metals feed used by Cash 4 Gold Trading Post. Jewelry is usually 10K, 14K, or 18K, so the amount you can sell it for depends on purity, weight, and the buyer's spread from melt value.
The quick formula
Use this formula for a rough gold value before you visit a buyer:
- Find today's gold spot price per gram.
- Multiply by the item's karat purity.
- Multiply by the item's weight in grams.
- Subtract the buyer's spread, refining cost, or margin.
The formula is: spot price per gram x purity x gram weight = raw gold value.
For example, a 10 gram 14K bracelet at today's spot price has about $761.35 in raw gold content before buyer margin. That comes from $130.59 x 0.583 x 10 grams.
Gold value by karat today
This table shows raw metal value, not a guaranteed cash offer.
| Karat | Gold purity | Raw gold value per gram at $4,061.87/oz |
|---|---|---|
| 10K | 41.7% gold | about $54.45 |
| 14K | 58.3% gold | about $76.14 |
| 18K | 75.0% gold | about $97.94 |
| 22K | 91.7% gold | about $119.75 |
| 24K | 99.9% gold | about $130.46 |
The final offer is usually lower than raw melt value because the buyer has testing, refining, market, and operating costs. A serious buyer should still show you the spot price, the karat test, the weight, and the math behind the offer.
Why your jewelry is not priced like pure gold
Most gold jewelry in New Jersey is not 24K. A 14K ring is 58.3% gold, while the rest is alloy metal that gives the ring strength.
That is why two pieces with the same weight can have different values. A 10 gram 18K bracelet contains more gold than a 10 gram 10K bracelet.
Condition matters less than people think for scrap gold. A broken chain, bent ring, single earring, or tangled bracelet can still have strong value if the karat and weight are there.
What can make gold worth more than melt value
Some gold items should be checked before anyone treats them as scrap.
| Item type | What affects value |
|---|---|
| Gold coins | Date, mint mark, condition, bullion premium, collector demand |
| Designer jewelry | Brand, condition, resale demand, box or paperwork |
| Estate jewelry | Age, craftsmanship, stones, antique demand |
| Gold watches | Brand, movement, case metal, bracelet weight |
| Dental gold | Gold content, alloy mix, total weight |
If you are not sure what you have, bring the full lot in together. Separating coins, jewelry, watches, and broken pieces too early can make it harder to spot the items that deserve a closer look.
What to ask before you sell
A fair gold quote should not feel mysterious.
Ask the buyer these questions:
- What spot price are you using today?
- What karat did the item test at?
- What does the item weigh?
- Are you pricing it as scrap, bullion, jewelry, or collectible?
- What is the final offer after your spread?
At Cash 4 Gold Trading Post, our buyers test and weigh items in front of customers. You can get the number, ask questions, and leave with your items if you are not ready to sell.
Where to get a real quote in Central New Jersey
Online calculators are useful for a ballpark number, but a real quote needs the item in hand. Testing confirms karat, the scale confirms weight, and the buyer can check whether coins or estate pieces carry any extra value.
Cash 4 Gold Trading Post buys gold jewelry, broken gold, coins, bullion, dental gold, watches, diamonds, silver, and platinum across six Central New Jersey locations:
- East Brunswick: 111 Main St Suite 9, (732) 898-6565
- New Brunswick: 51 Bayard St, (732) 543-1313
- Middlesex: 748 Bound Brook Rd, (732) 629-7600
- Millstone: 494 Monmouth Rd Suite 5, (732) 444-2022
- Brick: 921 Cedar Bridge Ave, (732) 444-2094
- Manalapan: 356 US-9 Unit 6, (732) 483-4145
No appointment is needed. Bring the gold and a valid photo ID, and the store will give you a free quote.
Related gold value guides
If you are comparing numbers before you visit, these pages can help:
- How much is the gold worth?
- How much is gold worth now?
- How gold prices affect jewelry worth
- Sell gold near me
- Find a Cash 4 Gold Trading Post location
Frequently asked questions
How much is my gold worth today? Gold is about $4,061.87 per troy ounce as of June 24, 2026. Your item's value depends on karat, gram weight, buyer spread, and whether it has coin, brand, or collector value beyond melt.
How much is 14K gold worth per gram today? At a $4,061.87 spot price, 14K gold has about $76.14 of raw gold content per gram before buyer margin. A final cash quote will usually be lower than raw melt value.
How do I calculate what my gold is worth by weight? Convert the gold spot price to grams, multiply by the item's purity, then multiply by the item's weight in grams. For 14K gold, use 0.583 as the purity multiplier.
Is broken gold worth less than wearable jewelry? Broken gold can still be valuable because scrap gold is usually priced by metal content. A broken 14K chain and a wearable 14K chain have similar melt value if they weigh the same.
Can gold coins be worth more than the gold inside them? Yes. Some gold coins carry premiums because of year, mint mark, condition, rarity, or bullion demand. Have coins checked before accepting a simple scrap-gold price.
Updated June 24, 2026 with live gold pricing from metals.dev.
What Makes a Cash 4 Gold Trading Post Quote Transparent?
Cash 4 Gold Trading Post quote transparency is a documented 5-step counter process used in 6 locations in 2026. First, our team shows live gold, silver, platinum, or coin market context. Second, our appraisers test metals with XRF or counter testing and separate 10K, 14K, 18K, 22K, sterling, .999 bullion, diamonds, watches, and costume pieces. Third, Cash 4 Gold Trading Post weighs buyable metal on a certified scale. Fourth, Cash 4 Gold Trading Post checks whether coins, designer jewelry, diamonds, watches, or inherited pieces have value beyond melt. Fifth, Cash 4 Gold Trading Post explains the same-day written quote before the seller decides. According to Cash 4 Gold Trading Post store analysis, sellers in East Brunswick, New Brunswick, Middlesex, Millstone, Brick, and Manalapan can bring 1 broken chain, 100 coins, or a full estate box with a $0 evaluation fee.
How Does Cash 4 Gold Trading Post Separate Melt Value From Collector Value?
Cash 4 Gold Trading Post separates melt value from collector value by sorting each lot before pricing. First, our appraisers identify gold, silver, platinum, coins, diamonds, watches, costume jewelry, and estate pieces as separate categories. Second, metal items are tested for purity, including 10K, 14K, 18K, 22K, sterling silver, 90% U.S. silver, and .999 bullion. Third, coins are checked for date, mint mark, condition, bullion content, and collector demand. Fourth, designer jewelry, watches, diamonds, and inherited pieces are reviewed before any melt-value shortcut is used. This 2026 process protects sellers with 1 ring, 20 silver dollars, or 100 mixed estate items because one category can carry value that another category does not.
What Should a Seller Bring for a Fast Same-Day Quote?
Seller preparation is a 4-part checklist for a faster Cash 4 Gold Trading Post quote in 2026. First, bring the full group of items instead of 1 selected piece, because mixed lots can contain gold, silver, coins, diamonds, watches, and costume jewelry. Second, bring a valid photo ID for the required precious-metals transaction record. Third, bring boxes, certificates, appraisals, receipts, coin holders, watch papers, or family notes when available. Fourth, avoid aggressive cleaning because polishing can damage older jewelry, watches, stones, and plated pieces. Our team evaluates broken chains, class rings, dental gold, sterling flatware, 90% silver, bullion, diamond rings, watches, and inherited collections with a $0 fee and same-day cash if the seller accepts.
Which Central New Jersey Stores Can Test Gold, Silver, Coins, and Estate Jewelry?
Cash 4 Gold Trading Post store coverage is a 6-location Central New Jersey network for gold, silver, coins, diamonds, watches, and estate jewelry testing. First, East Brunswick serves Old Bridge, South River, Spotswood, and Middlesex County sellers. Second, Middlesex serves Bound Brook, Dunellen, Piscataway, Green Brook, and South Plainfield. Third, Millstone serves Jackson, Freehold, Monroe, and western Monmouth County. Fourth, Manalapan serves Route 9 sellers from Marlboro, Englishtown, Freehold, Morganville, and Old Bridge. Fifth, New Brunswick serves Rutgers, Highland Park, Somerset, and downtown sellers. Sixth, Brick serves Ocean County and Jersey Shore sellers. Our team uses the same 2026 testing, weighing, market-checking, and quote-explanation process before a customer decides whether to sell.
Why Does Local Testing Beat an Online Calculator?
Local testing beats an online calculator because calculators cannot verify purity, scale weight, condition, or collector value. A gold calculator assumes a karat, a gram weight, and a market price. Cash 4 Gold Trading Post checks those assumptions at the counter. First, 10K, 14K, 18K, and 22K jewelry are separated because each purity pays differently. Second, sterling, 90% silver, .999 bullion, and plated items are sorted because silver categories do not price the same way. Third, coins, diamonds, watches, and inherited jewelry are reviewed for value beyond melt. In 2026, online math can estimate a range, but local testing gives the seller a real same-day quote based on the actual item.
Ready to Get Cash for Your Gold?
Visit any of our 6 Central NJ locations. No appointment needed. Free appraisal, instant cash payment.